Medical Insurance Consultants (MIC)

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MIC are offering BOA members a discount on a range of insurance policies when they switch to MIC.

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MIC has worked solely with healthcare professionals and companies for nearly 30 years, arranging and advising on a range of specialist insurance covers.  Over this time they have developed some of their own exclusive products, while also accessing a wide range of healthcare specialist insurers.

How do I get a quote? - In order to obtain your BOA discount please quote MICBOA26 and send your enquiry to [email protected] , call 0800 163870 or complete their General Enquiry Form Here.

Discount offers to BOA members:

  • Individual Medical Indemnity up to 12.5% discount - available for private practice, trainee’s, assisting surgeons and NHS only, in conjunction with MIC’s partner specialist association OTSIS.
    • Contract certain insurance policy
    • Panel of insurers offering competitive premiums
    • In-house medico-legal helpline, backed up by insurer 24/7 medico-legal cover
    • Up to 25 years of run-off cover built in, protecting you and your estate after you retire or death
    • A team of highly experienced advisers, supported by orthopaedic clinical specialists
  • Private Clinic Indemnity 10% discount - designed to cover your company and staff against medical and professional negligence claims, covering your vicarious liability exposure.
    • Covers claims directed at the company
    • Vicarious liability cover for actions of staff you are responsible for
    • Option to include clinical staff
    • Limits of £1million up to £25 million indemnity available
  • Private Clinic/Hospital Property & Liabilities 15% discount – essential cover against material damage to property, business interruption and associated Employers, Public and Products liability risk.
    • All risk material damage cover to contents (buildings optional)
    • Computer and medical equipment cover
    • Refrigerated and non- refrigerated drugs cover
    • Business interruption as standard at £2,000,000, option to increase
    • Employers, Public and Products liability cover
    • Legal expenses cover
  • Absence Cover 15% discount – various levels of cover to reimburse costs incurred as a result of an insured person being absent due to sickness, accident, family emergency and other circumstances.
    • Worldwide accident & sickness cover
    • Needlestick injuries
    • Personal possessions
    • Anxiety and depression
    • Winter sports cover
    • Family emergency cover
    • Suspension cover
    • Available to cover your private practice income and/or staff wages
  • Hands and Eyes Cover 15% discount – provides lump sum benefits up to £1,000,000 as a result of loss to either your hands or eyes.
    • Cover for single digits/eye and whole limb
    • You choose the level of benefit starting at £25,000
    • Simple application process

If you have any further questions please visit MIC’s Medical Indemnity FAQ’s page or Find Out More.